Payday Loan FAQs

How does a California Payday Loan work?

A California payday loan is a short-term loan (typically, 7-31 days). It may be an ideal choice for assisting with unexpected expenses in your daily life. You may qualify for up to $255. Simply repay on or around your next payday.
What kinds of loans do you offer?

California Check Cashing Stores offers payday loans to help with short-term financial needs. Learn more about payday loans here.

When is my California Payday Loan due? 

Typically, your California payday loan is due on or around your next payday, usually within 7-31 days.

How Do I Apply for a Fast California $255 Payday Loan? 

If a California payday loan sounds like a solution, you’re probably wondering how to apply to receive money right away. You’ll need to have the following information:

  • Social Security Number or Individual Taxpayer Identification Number
  • Unexpired Government-issued ID
  • Open checking account and recent statement
  • Proof of income (paystub, SSI award letter, 1099, etc.)
What if I don’t want to carry around all that cash? 

No worries! After you receive your California Payday Loan, you can purchase a Green Dot® Visa® Debit Card and add your funds. You can even use your new card to make online purchases! 

Why might I need a California Payday Loan? 

There are all sorts of reasons why you may need a quick payday loan up to $255 in California. Whether it’s unexpected car trouble, surprise bills, or you just need a little cash boost until your next paycheck. 

How old do I have to be to apply for a California payday loan?

You must be at least 18 years old to apply.

Is there a difference between a payday loan, or cash advance? 

No, these terms are used interchangeably to describe short-term loans that must be repaid on or around your next payday. Learn more about payday loans here.

Can I repay my payday loan early?

Yes, you can repay your payday loan early at any time.

How does a cash advance differ from a personal loan?

A cash advance, or payday loan, is a short-term loan repaid in a single payment within 7–31 days. A personal loan, on the other hand, has a longer repayment term that may extend for weeks or months. California Check Cashing Stores specializes in small-dollar payday loans for short-term financial assistance.

How much can you borrow from California Check Cashing Stores?

You can apply to borrow up to $255 with a short-term payday loan— to cover unexpected expenses.

Can California Check Cashing Stores payday loans help me with emergency expenses?

Yes, a payday loan from California Check Cashing Stores may be able to provide the quick cash you need for emergency expenses.

Bill Pay FAQs

How do bill payment services work?

Visit any California Check Cashing Stores location to pay bills from thousands of national companies. Whether it’s your cable bill or your credit card, we service a ton of bill providers. 

What are bill pay services, and how do they work?

Bill pay services help you conveniently pay your bills without the need for online payment methods. At California Check Cashing Stores, we offer a reliable way to handle your payments in person.

What types of bills can I pay with bill pay services at California Check Cashing Stores?

You can pay a variety of bills, including AT&T phone bills, Pacific Gas and Electric Company bills, and many others. For more details, please contact your local California Check Cashing Stores location.

What if my biller isn’t available through the bill pay service?

Our bill pay services cover a wide range of providers, including phone, internet, and utility companies. If your biller isn’t available, we can still assist you with money orders or a Green Dot® Visa® Debit Card.

Can I pay multiple bills at once?

Yes, you can pay multiple bills at once.

Check Cashing FAQs

Where can I cash a check in California? 

Tired of driving up and down the coast looking for a place to cash your check? Save your gas and swing by your nearest California Check Cashing Stores location.

What types of checks can I cash with California Check Cashing Stores? 

We cash all types of checks— even those other places won’t accept.

All you need is the printed check and a government-issued photo ID.

Whether it’s your:

  • Payroll,
  • Unemployment,
  • Tax refund,
  • Or even a hand-written check
What do I need to cash a check at California Check Cashing Stores? 

You will need the printed check and a government-issued photo ID. Also, wait to sign the back of your check until you arrive. 

Green Dot® Visa® Debit Cards FAQs

What is a Green Dot® Visa® Debit Card?

A Green Dot® Visa® Debit Card is a reloadable debit card available for purchase at your local California Check Cashing Stores. Once the card is purchased and activated, you can load funds onto it and use it anywhere Visa® debit cards are accepted.

How do I load money onto a Green Dot® Visa® Debit Card?

You can load funds in several ways, including bringing cash to your local California Check Cashing Stores, setting up direct deposit, or initiating a bank transfer.

How do I activate a Green Dot® Visa® Debit Card?

Activating your card is easy. Simply follow the instructions on the card by calling the activation number, using the Green Dot® mobile app, or visiting the official Green Dot® website.

Can I use a Green Dot® Visa® Debit Card for online payments and purchases?

Yes, your Green Dot® Visa® Debit Card can be used for online purchases and payments just like any other prepaid debit card.

General FAQs

Why is “Community Choice Financial” debiting my bank account?

California Check Cashing Stores are part of the Community Choice family of brands. When you see "Community Choice Financial" debiting your bank account, it is likely because you have conducted a financial transaction at one of our California Check Cashing Stores. Community Choice Financial operates multiple financial service brands, and California Check Cashing Stores is one of them. 

If you have any further questions or concerns about specific transactions, please don't hesitate to reach out to our customer support team for assistance. We are here to help you with any inquiries you may have.

Money Order FAQs

What is a Western Union® Money Order, and how do money orders work?

A Western Union® Money Order is a secure form of payment. While it functions similarly to a check, it is a prepaid method that offers additional security. You purchase a money order for a designated amount and can then send the payment to the recipient in the manner of your choice.

Can I buy a Western Union® Money Order at any California Check Cashing Stores location?

Yes! You can purchase a money order in person at any of our convenient California Check Cashing Stores locations throughout the state. You can easily find a store near you with just a few clicks.

What payment methods are accepted for purchasing a money order at California Check Cashing Stores?

We accept multiple forms of payment for money orders, including cash, debit cards, and even a Green Dot® Visa® Debit Card, available at your local California Check Cashing Stores.

What information do I need for a money order?

To complete a money order, you will need the following recipient information:

  • Their name
  • The account number (if applicable)
  • The associated address
  • The amount you are paying
What do I need to bring to purchase a money order at California Check Cashing Stores?

To purchase a money order, please bring the following:

  • Your payment method
  • Payee information
  • A valid government-issued ID

Store Services FAQs

Can I receive money via Western Union® Money Transfer services? 

You sure can! Visit any of our California Check Cashing Stores to send or receive money from across the globe. With the help of Western Union®, we’ll help you send/receive money to friends, family, and more.  

Am I able to purchase a Western Union®Money Order at your stores? 

You sure can! Simply visit any one of our California Check Cashing Stores in person. Bring your cash, or you can apply for a quick Payday Loan to purchase a money order.

I need help preparing my taxes. Can California Check Cashing Stores help? 

Absolutely. Visit participating California Check Cashing Stores and our helpful associates can assist you with tax preparation. You may need to gather pertinent documents to help your tax filing go smoother. Call us or visit a store to learn more about tax prep help. 

Restrictions may apply. Tax services only available during tax season. Product availability varies by location. While we are not the tax preparer, we’ll help gather your information to submit to a third-party service who completes the filing.
Where can I get a Green Dot® Visa® Debit Card? 

You can purchase a debit card at any of our participating California Check Cashing Stores. You don’t even need a bank account. Instead, simply load cash onto your new Green Dot® Visa® Debit Card. Then use online or wherever VISA® cards are accepted.